174 Main St, Charlemont, MA, 01339 | $1,540/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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174 Main St, Charlemont, MA, 01339 | $1,540/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Charlemont at 174 Main St, Charlemont, MA, 01339 priced at $425,000 pairs $4,219/mo rent with $1,540/mo cash flow after a $2,080/mo payment. Total monthly income equals $4,219/mo, and annual cash flow comes to $18,486/yr on $140,888 invested. Return on cash invested is 33.03% in year one, and rental yield stands at 11.91% on a $425,000 basis. Equity gained on principal adds $2,742/yr, and 5% annual appreciation accumulates to $117,420 by year five. Five-year ROI measures 173.36% and total cumulative return in cash reaches $244,241. For financing, Ziffy Mortgage’s DSCR program evaluates $4,219/mo property income against a $2,080/mo payment instead of your W2s, 1099s, or Tax returns.

Multi Family

Built in 1867

7,405 sqft lot

$N/A/sqft

No HOA

More details about the property

Embark on a unique investment opportunity in the four-season resort town of Charlemont Village with this unique 5-apartment property and enjoy substantial returns. The flexible floor plan offers an exciting variety of possibilities! Each apartment has its own special allure! One could combine all apartments and make it one's own amazing retreat with a suite for guests, rent out all the apartments to a waiting list of eager tenants for an income bonanza, or live in one or two while letting the rent from the remaining apartments cover most of one's expenses! All apartments have been lovingly restored. Outside, the new vinyl siding adds a fresh touch to its mid-19th-century classic appeal while maintaining its Federalist-style trim accents. The grassy backyard features a stone-laid fire pit and room to store one's toys. With this singularly unique, income-generating property one can capitalize on the booming tourism trade and become part of this remarkable piece of real estate

Neighborhood Data

Neighborhood data shown for ZIP Code: 01339, Charlemont, MA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	781 (100%)
Owner Occupied HU	522 (66.8%)
Renter Occupied HU	110 (14.1%)
Vacant Housing Units	149 (19.1%)
Median Home Value	$369,714
Average Home Value	$419,205