1739 251st StLomitaCA90717
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 1739 251st St, Lomita, CA, 90717 in Lomita earns a 8.02% gross yield at $798,000. Rent of $5,334/mo nets $397/mo after the $3,588/mo mortgage. The 1.49 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $220,473 and $7,350/yr in equity accumulation project a total cumulative return of $328,210.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 6.5% |
| Monthly Cash Flow | $397 | $250 |
City averages based on Lomita market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,334 |
| Total Monthly Debt Service | $4,619 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1916
5,675 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90717, Lomita, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,176 (100%) |
| Owner Occupied HU | 3,845 (41.9%) |
| Renter Occupied HU | 4,955 (54.0%) |
| Vacant Housing Units | 376 ( 4.1%) |
| Median Home Value | $854,653 |
| Average Home Value | $889,702 |
Housing Distribution
Address Breakdown
Residential
9,045
Single Family
6,179
Multi-Family
2,866
Businesses
1,057
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1916
5,675 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90717, Lomita, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,176 (100%) |
| Owner Occupied HU | 3,845 (41.9%) |
| Renter Occupied HU | 4,955 (54.0%) |
| Vacant Housing Units | 376 ( 4.1%) |
| Median Home Value | $854,653 |
| Average Home Value | $889,702 |
Housing Distribution
Address Breakdown
Residential
9,045
Single Family
6,179
Multi-Family
2,866
Businesses
1,057
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices