1731 Boneta AveSaint LouisMO63117
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 1731 Boneta Ave, Saint Louis, MO, 63117 in Saint Louis deserves attention. This $197,500 property earns $1,780/mo in rent, a 10.81% gross yield, and nets $550/mo after the $888/mo payment. DSCR 2.00 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $54,566 compounds alongside $1,819/yr in yearly equity build, for a total cumulative return of $110,346.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.8% | 7.8% |
| Monthly Cash Flow | $550 | $450 |
City averages based on Saint Louis market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,780 |
| Total Monthly Debt Service | $1,151 |
| DSCR Ratio | 1.55x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1930
7,200 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63117, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,938 (100%) |
| Owner Occupied HU | 2,586 (52.4%) |
| Renter Occupied HU | 2,018 (40.9%) |
| Vacant Housing Units | 334 ( 6.8%) |
| Median Home Value | $373,051 |
| Average Home Value | $506,042 |
Housing Distribution
Address Breakdown
Residential
4,903
Single Family
3,850
Multi-Family
1,053
Businesses
791
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1930
7,200 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63117, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,938 (100%) |
| Owner Occupied HU | 2,586 (52.4%) |
| Renter Occupied HU | 2,018 (40.9%) |
| Vacant Housing Units | 334 ( 6.8%) |
| Median Home Value | $373,051 |
| Average Home Value | $506,042 |
Housing Distribution
Address Breakdown
Residential
4,903
Single Family
3,850
Multi-Family
1,053
Businesses
791
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Marybeth W Wallace • Realty Executives of St. Louis
Mls Name: MARIS
Mls ID: #26004021