1730 Commercial Way SPACE 32Santa CruzCA95065
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeNot flashy, but dependably profitable, 1730 Commercial Way SPACE 32, Santa Cruz, CA, 95065 in Santa Cruz is listed at $183,000 and delivers $1,423/mo in rent and $291/mo in net monthly cash flow. The 9.33% yield and 1.73 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $50,560 over five years, and $1,685/yr in principal reduction supplements cash return. Total projected cumulative return: $88,124.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 5.0% |
| Monthly Cash Flow | $291 | $300 |
City averages based on Santa Cruz market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,423 |
| Total Monthly Debt Service | $1,059 |
| DSCR Ratio | 1.34x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2007
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95065, Santa Cruz, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,350 (100%) |
| Owner Occupied HU | 2,085 (62.2%) |
| Renter Occupied HU | 1,052 (31.4%) |
| Vacant Housing Units | 213 ( 6.4%) |
| Median Home Value | $1,219,922 |
| Average Home Value | $1,315,375 |
Housing Distribution
Address Breakdown
Residential
3,172
Single Family
2,899
Multi-Family
273
Businesses
233
Nearby investment properties with comparable rents
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2007
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95065, Santa Cruz, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,350 (100%) |
| Owner Occupied HU | 2,085 (62.2%) |
| Renter Occupied HU | 1,052 (31.4%) |
| Vacant Housing Units | 213 ( 6.4%) |
| Median Home Value | $1,219,922 |
| Average Home Value | $1,315,375 |
Housing Distribution
Address Breakdown
Residential
3,172
Single Family
2,899
Multi-Family
273
Businesses
233
Nearby investment properties with comparable rents
Listed by: Steff Lutz • Epique Realty
Mls Name: MLSListings Inc
Mls ID: #ML82026216