173 E Fiddlers CynCedar CityUT84720
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 173 E Fiddlers Cyn, Cedar City, UT, 84720 in Cedar City fits: $340,000, 1.71% gross yield, and a projected 5% annual appreciation rate adding $93,936 in value within five years. Rental yield 1.71%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.32) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $3,131/yr in principal paydown and $93,936 in appreciation project a total return of $24,551.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 1.7% | 5.8% |
| Monthly Cash Flow | $(1,623) | $1,250 |
City averages based on Cedar City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $485 |
| Total Monthly Debt Service | $1,973 |
| DSCR Ratio | 0.25x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2008
1,742 sqft lot
$N/A/sqft
$115 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2008
1,742 sqft lot
$N/A/sqft
$115 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: BRYCE ROSS • Fathom Realty UT (Cedar City)
Mls Name: ICBOR
Mls ID: #109649
Disclaimer: Copyright Iron County Board of Realtors. All rights reserved. Information is deemed reliable but not guaranteed.