173 Coiner StLos AlamosCA93440
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 173 Coiner St, Los Alamos, CA, 93440 in Los Alamos is narrow, $187/mo net on $6,133/mo rent after the $4,322/mo debt service, but the property operates at break-even-plus, not a loss. At $961,130 with a 7.66% yield, the long-run equity case via 5% appreciation ($265,543 over five years) and $8,852/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.42 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $376,498.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 5.5% |
| Monthly Cash Flow | $187 | $200 |
City averages based on Los Alamos market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,133 |
| Total Monthly Debt Service | $5,563 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93440, Los Alamos, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 674 (100%) |
| Owner Occupied HU | 410 (60.8%) |
| Renter Occupied HU | 230 (34.1%) |
| Vacant Housing Units | 34 ( 5.0%) |
| Median Home Value | $816,092 |
| Average Home Value | $1,168,293 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
68
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93440, Los Alamos, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 674 (100%) |
| Owner Occupied HU | 410 (60.8%) |
| Renter Occupied HU | 230 (34.1%) |
| Vacant Housing Units | 34 ( 5.0%) |
| Median Home Value | $816,092 |
| Average Home Value | $1,168,293 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
68
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • Legacy Homes
Mls Name: Legacy Homes
Mls ID: #N/A