17290 Big Basin WayBoulder CreekCA95006
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 17290 Big Basin Way, Boulder Creek, CA, 95006 in Boulder Creek. Priced at $659,000, it generates $6,068/mo in gross rent and $1,992/mo in net monthly cash flow, a 11.05% yield that comfortably supports the 2.05 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $23,901. Five-year appreciation: $182,070. Equity from principal paydown: $6,069/yr. Total projected cumulative return: $378,026.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.1% | 6.5% |
| Monthly Cash Flow | $1,992 | $1,500 |
City averages based on Boulder Creek market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,068 |
| Total Monthly Debt Service | $3,814 |
| DSCR Ratio | 1.59x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1949
0.38 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95006, Boulder Creek, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,541 (100%) |
| Owner Occupied HU | 3,006 (66.2%) |
| Renter Occupied HU | 1,059 (23.3%) |
| Vacant Housing Units | 476 (10.5%) |
| Median Home Value | $854,828 |
| Average Home Value | $977,453 |
Housing Distribution
Address Breakdown
Residential
3,673
Single Family
3,649
Multi-Family
24
Businesses
250
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1949
0.38 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95006, Boulder Creek, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,541 (100%) |
| Owner Occupied HU | 3,006 (66.2%) |
| Renter Occupied HU | 1,059 (23.3%) |
| Vacant Housing Units | 476 (10.5%) |
| Median Home Value | $854,828 |
| Average Home Value | $977,453 |
Housing Distribution
Address Breakdown
Residential
3,673
Single Family
3,649
Multi-Family
24
Businesses
250
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices