1729-4 Plan, Finley CrossingOzarkMO65721
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 1729-4 Plan, Finley Crossing, Ozark, MO, 65721 in Ozark earns a 8.8% gross yield at $317,130. Rent of $2,324/mo nets $349/mo after the $1,503/mo mortgage. The 1.55 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $87,617 and $2,658/yr in equity accumulation project a total cumulative return of $136,869.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 6.8% |
| Monthly Cash Flow | $349 | $350 |
City averages based on Ozark market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,324 |
| Total Monthly Debt Service | $1,926 |
| DSCR Ratio | 1.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65721, Ozark, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,898 (100%) |
| Owner Occupied HU | 9,666 (69.5%) |
| Renter Occupied HU | 3,625 (26.1%) |
| Vacant Housing Units | 607 ( 4.4%) |
| Median Home Value | $324,461 |
| Average Home Value | $382,687 |
Housing Distribution
Address Breakdown
Residential
13,509
Single Family
13,465
Multi-Family
44
Businesses
1,103



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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


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