1728 Highway 135WinnsboroLA71295
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 1728 Highway 135, Winnsboro, LA, 71295 in Winnsboro. At $280,000 it earns $1,958/mo in rent and distributes $224/mo to the owner after the $1,327/mo payment, a consistent 8.39% yield. DSCR 1.48 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $77,359 in value; $2,347/yr in principal paydown compounds ownership stake. Total projected return: $115,316.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 7.5% |
| Monthly Cash Flow | $224 | $400 |
City averages based on Winnsboro market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,958 |
| Total Monthly Debt Service | $1,691 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1998
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71295, Winnsboro, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,999 (100%) |
| Owner Occupied HU | 3,687 (61.5%) |
| Renter Occupied HU | 1,612 (26.9%) |
| Vacant Housing Units | 700 (11.7%) |
| Median Home Value | $125,357 |
| Average Home Value | $165,247 |
Housing Distribution
Address Breakdown
Residential
5,375
Single Family
5,259
Multi-Family
116
Businesses
510
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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