17266 W Main StCurtisMI49820
INVESTMENT ANALYSIS
Investment Verdict
Income-Producing17266 W Main St, Curtis, MI, 49820 in Curtis is a stable, well-positioned rental at $649,000. Rental yield 6.07%. DSCR 1.13 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $179,307 in value and $5,977/yr in principal paydown builds equity, a total projected return of $183,115.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.1% | 6.0% |
| Monthly Cash Flow | $(997) | $800 |
City averages based on Curtis market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,283 |
| Total Monthly Debt Service | $4,022 |
| DSCR Ratio | 0.82x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1970
0.69 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 49820, Curtis, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 596 (100%) |
| Owner Occupied HU | 225 (37.8%) |
| Renter Occupied HU | 25 ( 4.2%) |
| Vacant Housing Units | 346 (58.1%) |
| Median Home Value | $267,045 |
| Average Home Value | $270,400 |
Housing Distribution
Address Breakdown
Residential
89
Single Family
89
Multi-Family
0
Businesses
47
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1970
0.69 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 49820, Curtis, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 596 (100%) |
| Owner Occupied HU | 225 (37.8%) |
| Renter Occupied HU | 25 ( 4.2%) |
| Vacant Housing Units | 346 (58.1%) |
| Median Home Value | $267,045 |
| Average Home Value | $270,400 |
Housing Distribution
Address Breakdown
Residential
89
Single Family
89
Multi-Family
0
Businesses
47
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Betsy Pollaski • Key Realty One
Mls Name: EUPBR
Mls Provider:
Mls ID: #24-1004
Disclaimer: Copyright Eastern Upper Peninsula Board of Realtors. All rights reserved. Information is deemed reliable but not guaranteed. The listing brokers offer of compensation is made only to participants of the MLS where the listing is filed.