1724 Rachael St #APhiladelphiaPA19115
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 1724 Rachael St #A, Philadelphia, PA, 19115 in Philadelphia. Priced at $324,900, it generates $3,674/mo in gross rent and $1,545/mo in net monthly cash flow, a 13.57% yield that comfortably supports the 2.51 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $18,545. Five-year appreciation: $89,764. Equity from principal paydown: $2,992/yr. Total projected cumulative return: $223,173.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.6% | 5.8% |
| Monthly Cash Flow | $1,545 | $850 |
City averages based on Philadelphia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,674 |
| Total Monthly Debt Service | $2,000 |
| DSCR Ratio | 1.84x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1980
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19115, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,212 (100%) |
| Owner Occupied HU | 8,261 (58.1%) |
| Renter Occupied HU | 5,528 (38.9%) |
| Vacant Housing Units | 423 ( 3.0%) |
| Median Home Value | $354,473 |
| Average Home Value | $387,301 |
Housing Distribution
Address Breakdown
Residential
14,492
Single Family
10,024
Multi-Family
4,468
Businesses
875
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1980
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19115, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,212 (100%) |
| Owner Occupied HU | 8,261 (58.1%) |
| Renter Occupied HU | 5,528 (38.9%) |
| Vacant Housing Units | 423 ( 3.0%) |
| Median Home Value | $354,473 |
| Average Home Value | $387,301 |
Housing Distribution
Address Breakdown
Residential
14,492
Single Family
10,024
Multi-Family
4,468
Businesses
875
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices