17235 Via AnacapaSan LorenzoCA94580
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 17235 Via Anacapa, San Lorenzo, CA, 94580 in San Lorenzo: $6,175/mo in rent, $917/mo in net income, 8.74% gross yield, 1.62 DSCR, all at $848,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $234,287 in appreciation and $7,810/yr in principal paydown projects total cumulative return of $380,617.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 6.5% |
| Monthly Cash Flow | $917 | $1,500 |
City averages based on San Lorenzo market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,175 |
| Total Monthly Debt Service | $4,921 |
| DSCR Ratio | 1.25x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1944
5,227 sqft lot
$N/A/sqft
$150 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94580, San Lorenzo, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,358 (100%) |
| Owner Occupied HU | 6,073 (64.9%) |
| Renter Occupied HU | 3,028 (32.4%) |
| Vacant Housing Units | 257 ( 2.7%) |
| Median Home Value | $841,261 |
| Average Home Value | $976,716 |
Housing Distribution
Address Breakdown
Residential
9,114
Single Family
8,208
Multi-Family
906
Businesses
431
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1944
5,227 sqft lot
$N/A/sqft
$150 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94580, San Lorenzo, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,358 (100%) |
| Owner Occupied HU | 6,073 (64.9%) |
| Renter Occupied HU | 3,028 (32.4%) |
| Vacant Housing Units | 257 ( 2.7%) |
| Median Home Value | $841,261 |
| Average Home Value | $976,716 |
Housing Distribution
Address Breakdown
Residential
9,114
Single Family
8,208
Multi-Family
906
Businesses
431
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices