17214 Manzanita StStirling CityCA95978
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 17214 Manzanita St, Stirling City, CA, 95978 in Stirling City: $1,756/mo in rent, $213/mo in net income, 8.45% gross yield, 1.57 DSCR, all at $249,500. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $68,932 in appreciation and $2,298/yr in principal paydown projects total cumulative return of $108,281.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 7.0% |
| Monthly Cash Flow | $213 | $500 |
City averages based on Stirling City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,756 |
| Total Monthly Debt Service | $1,444 |
| DSCR Ratio | 1.22x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2003
0.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95978, Stirling City, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 154 (100%) |
| Owner Occupied HU | 81 (52.6%) |
| Renter Occupied HU | 40 (26.0%) |
| Vacant Housing Units | 33 (21.4%) |
| Median Home Value | $609,043 |
| Average Home Value | $609,105 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
3
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2003
0.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95978, Stirling City, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 154 (100%) |
| Owner Occupied HU | 81 (52.6%) |
| Renter Occupied HU | 40 (26.0%) |
| Vacant Housing Units | 33 (21.4%) |
| Median Home Value | $609,043 |
| Average Home Value | $609,105 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
3
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Brian Voigt • Re/Max Home and Investment
Mls Name: CRMLS
Mls ID: #SN25133708