172 Cottonwood DrMuscle ShoalsAL35661








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Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Muscle Shoals at 172 Cottonwood Dr, Muscle Shoals, AL, 35661 offers $2,476/mo rent that, after a $1,908/mo payment, leaves $276/mo cash flow. Total monthly income is $2,476/mo, and annual cash flow is $3,307/yr on $129,252 cash. Return on cash invested measures 22.47% in year one, and rental yield stands at 7.62% at a $389,900 entry. Equity gained on principal adds $2,516/yr while 5% annual appreciation compounds into $107,722 by year five. Five-year ROI records 115.85% and total cumulative return in cash reaches $149,737. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $2,476/mo property income versus a $1,908/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.
Single Family
Built in 2006
9,147 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35661, Muscle Shoals, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,939 (100%) |
| Owner Occupied HU | 5,873 (65.7%) |
| Renter Occupied HU | 2,358 (26.4%) |
| Vacant Housing Units | 708 ( 7.9%) |
| Median Home Value | $204,446 |
| Average Home Value | $252,543 |
Housing Distribution
Address Breakdown
Residential
8,611
Single Family
8,185
Multi-Family
426
Businesses
817
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Listed by: Jon Wright • Wright Realty Shoals LLC
Mls Name: Strategic MLS Alliance
Mls ID: #526351







