1712 Pepper St APT AAlhambraCA91801
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingSteady, low-maintenance, and fundable: 1712 Pepper St APT A, Alhambra, CA, 91801 in Alhambra at $715,000. Rental yield 6.32%. The 6.32% yield and 1.17 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $197,541 by year five, and $6,585/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $228,847.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.3% | 5.2% |
| Monthly Cash Flow | $(1,008) | $1,500 |
City averages based on Alhambra market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,766 |
| Total Monthly Debt Service | $4,139 |
| DSCR Ratio | 0.91x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1986
0.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91801, Alhambra, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,365 (100%) |
| Owner Occupied HU | 6,865 (32.1%) |
| Renter Occupied HU | 13,496 (63.2%) |
| Vacant Housing Units | 1,004 ( 4.7%) |
| Median Home Value | $891,459 |
| Average Home Value | $974,302 |
Housing Distribution
Address Breakdown
Residential
21,119
Single Family
11,464
Multi-Family
9,655
Businesses
1,385
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1986
0.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91801, Alhambra, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,365 (100%) |
| Owner Occupied HU | 6,865 (32.1%) |
| Renter Occupied HU | 13,496 (63.2%) |
| Vacant Housing Units | 1,004 ( 4.7%) |
| Median Home Value | $891,459 |
| Average Home Value | $974,302 |
Housing Distribution
Address Breakdown
Residential
21,119
Single Family
11,464
Multi-Family
9,655
Businesses
1,385
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Charlotte Volsch • Volsch Enterprises, Inc.
Mls Name: CRMLS
Mls ID: #HD25281816