1711 E Walnut StStocktonCA95205
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 1711 E Walnut St, Stockton, CA, 95205 in Stockton at $275,000 earns $1,760/mo in rent and nets $59/mo after the $1,237/mo payment, a 7.68% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $75,977 over five years. Ziffy Mortgage underwrites this on a 1.42 DSCR without U.S. credit history. With $2,533/yr in principal paydown, total projected return reaches $108,039.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 6.5% |
| Monthly Cash Flow | $59 | $420 |
City averages based on Stockton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,760 |
| Total Monthly Debt Service | $1,592 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1922
5,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95205, Stockton, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,581 (100%) |
| Owner Occupied HU | 5,291 (45.7%) |
| Renter Occupied HU | 5,677 (49.0%) |
| Vacant Housing Units | 613 ( 5.3%) |
| Median Home Value | $310,501 |
| Average Home Value | $395,854 |
Housing Distribution
Address Breakdown
Residential
10,791
Single Family
10,341
Multi-Family
450
Businesses
1,246
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1922
5,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95205, Stockton, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,581 (100%) |
| Owner Occupied HU | 5,291 (45.7%) |
| Renter Occupied HU | 5,677 (49.0%) |
| Vacant Housing Units | 613 ( 5.3%) |
| Median Home Value | $310,501 |
| Average Home Value | $395,854 |
Housing Distribution
Address Breakdown
Residential
10,791
Single Family
10,341
Multi-Family
450
Businesses
1,246
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: David Pfennig • Berkshire Hathaway HomeServices-Drysdale Properties
Mls Name: MetroList Services of CA
Mls ID: #225102861