171 Hoyt RdMilnerGA30257
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingRental yield 6.42%. No single metric is exceptional, but the combination offers a durable, low-volatility return profile suitable for risk-conscious global investors. Ziffy Mortgage's mortgage qualifies on DSCR alone, no U.S. credit history required. Five-year appreciation adds $138,141, and $4,605/yr in principal equity projects total return of $165,819.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.4% | 10.0% |
| Monthly Cash Flow | $(367) | $300 |
City averages based on Milner market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,676 |
| Total Monthly Debt Service | $2,844 |
| DSCR Ratio | 0.94x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1975
38 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30257, Milner, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,134 (100%) |
| Owner Occupied HU | 1,616 (75.7%) |
| Renter Occupied HU | 341 (16.0%) |
| Vacant Housing Units | 177 ( 8.3%) |
| Median Home Value | $277,622 |
| Average Home Value | $319,667 |
Housing Distribution
Address Breakdown
Residential
2,199
Single Family
2,199
Multi-Family
0
Businesses
95
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1975
38 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30257, Milner, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,134 (100%) |
| Owner Occupied HU | 1,616 (75.7%) |
| Renter Occupied HU | 341 (16.0%) |
| Vacant Housing Units | 177 ( 8.3%) |
| Median Home Value | $277,622 |
| Average Home Value | $319,667 |
Housing Distribution
Address Breakdown
Residential
2,199
Single Family
2,199
Multi-Family
0
Businesses
95
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices