17089 Whispering Pines WayChallengeCA95925
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 0% gross rental yield, 17089 Whispering Pines Way, Challenge, CA, 95925 in Challenge is priced for capital growth, not immediate cash flow. The $425,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $117,420 by year five, with $3,914/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.00) qualifies for non-U.S. residents without personal income documents.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 0% | 5.0% |
| Monthly Cash Flow | $0 | $1,500 |
City averages based on Challenge market data in our database. Property projections are estimates.
Single Family
Built in 2004
1.78 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95925, Challenge, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 193 (100%) |
| Owner Occupied HU | 107 (55.4%) |
| Renter Occupied HU | 38 (19.7%) |
| Vacant Housing Units | 48 (24.9%) |
| Median Home Value | $351,250 |
| Average Home Value | $374,696 |
Housing Distribution
Address Breakdown
Residential
9
Single Family
9
Multi-Family
0
Businesses
3
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2004
1.78 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95925, Challenge, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 193 (100%) |
| Owner Occupied HU | 107 (55.4%) |
| Renter Occupied HU | 38 (19.7%) |
| Vacant Housing Units | 48 (24.9%) |
| Median Home Value | $351,250 |
| Average Home Value | $374,696 |
Housing Distribution
Address Breakdown
Residential
9
Single Family
9
Multi-Family
0
Businesses
3
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MetroList Services of CA
Mls ID: #226103553