1708 N 3rd StHarrisburgPA17102
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingSteady, low-maintenance, and fundable: 1708 N 3rd St, Harrisburg, PA, 17102 in Harrisburg at $255,000. Rental yield 6.82%. The 6.82% yield and 1.20 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $70,452 by year five, and $2,138/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $78,123.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.8% | 7.2% |
| Monthly Cash Flow | $(221) | $450 |
City averages based on Harrisburg market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,450 |
| Total Monthly Debt Service | $1,632 |
| DSCR Ratio | 0.89x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2003
1,307 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17102, Harrisburg, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,315 (100%) |
| Owner Occupied HU | 1,393 (26.2%) |
| Renter Occupied HU | 3,107 (58.5%) |
| Vacant Housing Units | 815 (15.3%) |
| Median Home Value | $209,933 |
| Average Home Value | $239,765 |
Housing Distribution
Address Breakdown
Residential
4,338
Single Family
2,542
Multi-Family
1,796
Businesses
311
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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Listed by: Nick Feagley • Coldwell Banker Realty
Mls Name: Bright MLS
Mls Provider:
Mls ID: #PADA2065912
