1705 Us Route 30AmboyIL61310
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderCapital preservation and steady income define 1705 Us Route 30, Amboy, IL, 61310 in Amboy. Rental yield 7.85%. The 1.36 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $68,794 and $2,293/yr in principal reduction project total return of $81,885.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 5.0% |
| Monthly Cash Flow | $(99) | $1,200 |
City averages based on Amboy market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,520 |
| Total Monthly Debt Service | $1,628 |
| DSCR Ratio | 0.93x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1968
4.99 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61310, Amboy, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,726 (100%) |
| Owner Occupied HU | 1,185 (68.7%) |
| Renter Occupied HU | 370 (21.4%) |
| Vacant Housing Units | 171 ( 9.9%) |
| Median Home Value | $187,019 |
| Average Home Value | $228,757 |
Housing Distribution
Address Breakdown
Residential
1,594
Single Family
1,561
Multi-Family
33
Businesses
113
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1968
4.99 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61310, Amboy, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,726 (100%) |
| Owner Occupied HU | 1,185 (68.7%) |
| Renter Occupied HU | 370 (21.4%) |
| Vacant Housing Units | 171 ( 9.9%) |
| Median Home Value | $187,019 |
| Average Home Value | $228,757 |
Housing Distribution
Address Breakdown
Residential
1,594
Single Family
1,561
Multi-Family
33
Businesses
113
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jenny Kirchner • Re/Max Of Rock Valley
Mls Name: NorthWest Illinois Alliance of REALTORS
Mls Provider:
Mls ID: #202501592
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.