17026 Eylers Valley RdEmmitsburgMD21727
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 17026 Eylers Valley Rd, Emmitsburg, MD, 21727 in Emmitsburg. At $444,999 it earns $3,308/mo in rent and distributes $541/mo to the owner after the $2,001/mo payment, a consistent 8.92% yield. DSCR 1.65 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $122,945 in value; $4,098/yr in principal paydown compounds ownership stake. Total projected return: $203,606.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.9% | 7.0% |
| Monthly Cash Flow | $541 | $850 |
City averages based on Emmitsburg market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,308 |
| Total Monthly Debt Service | $2,591 |
| DSCR Ratio | 1.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1961
5 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21727, Emmitsburg, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,970 (100%) |
| Owner Occupied HU | 1,352 (68.6%) |
| Renter Occupied HU | 508 (25.8%) |
| Vacant Housing Units | 110 ( 5.6%) |
| Median Home Value | $456,658 |
| Average Home Value | $537,134 |
Housing Distribution
Address Breakdown
Residential
1,431
Single Family
1,289
Multi-Family
142
Businesses
162
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1961
5 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21727, Emmitsburg, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,970 (100%) |
| Owner Occupied HU | 1,352 (68.6%) |
| Renter Occupied HU | 508 (25.8%) |
| Vacant Housing Units | 110 ( 5.6%) |
| Median Home Value | $456,658 |
| Average Home Value | $537,134 |
Housing Distribution
Address Breakdown
Residential
1,431
Single Family
1,289
Multi-Family
142
Businesses
162
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Pam Terry • EXP Realty, LLC
Mls Name: Bright MLS
Mls ID: #MDFR2074682