1702 N 40th AveStone ParkIL60165
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play1702 N 40th Ave, Stone Park, IL, 60165 in Stone Park is priced for appreciation, not yield. Rental yield 3.32%. At $495,000 with a 3.32% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $136,759 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.61) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $56,417.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.3% | 7.0% |
| Monthly Cash Flow | $(2,065) | $1,500 |
City averages based on Stone Park market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,368 |
| Total Monthly Debt Service | $3,236 |
| DSCR Ratio | 0.42x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
3,750 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60165, Stone Park, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,363 (100%) |
| Owner Occupied HU | 656 (48.1%) |
| Renter Occupied HU | 603 (44.2%) |
| Vacant Housing Units | 104 ( 7.6%) |
| Median Home Value | $249,320 |
| Average Home Value | $331,616 |
Housing Distribution
Address Breakdown
Residential
1,193
Single Family
1,081
Multi-Family
112
Businesses
138
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
3,750 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60165, Stone Park, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,363 (100%) |
| Owner Occupied HU | 656 (48.1%) |
| Renter Occupied HU | 603 (44.2%) |
| Vacant Housing Units | 104 ( 7.6%) |
| Median Home Value | $249,320 |
| Average Home Value | $331,616 |
Housing Distribution
Address Breakdown
Residential
1,193
Single Family
1,081
Multi-Family
112
Businesses
138
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Marie Lescano • Extreme Realty LLC
Mls Name: MRED as distributed by MLS GRID
Mls ID: #12556874