170 New England Ave #18Palm HarborFL34684
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 170 New England Ave #18, Palm Harbor, FL, 34684 in Palm Harbor. Priced at $198,500, it generates $2,160/mo in gross rent and $739/mo in net monthly cash flow, a 13.06% yield that comfortably supports the 2.42 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $8,865. Five-year appreciation: $54,842. Equity from principal paydown: $1,828/yr. Total projected cumulative return: $123,670.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.1% | 6.8% |
| Monthly Cash Flow | $739 | $250 |
City averages based on Palm Harbor market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,160 |
| Total Monthly Debt Service | $1,342 |
| DSCR Ratio | 1.61x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1971
5,885 sqft lot
$N/A/sqft
$104 monthly HOA
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1971
5,885 sqft lot
$N/A/sqft
$104 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices