170 Church StWhite HavenPA18661








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in White Haven at 170 Church St, White Haven, PA, 18661 uses $62,952 cash to close to unlock $2,785/yr annual cash flow and $232/mo monthly cash flow. Total monthly income runs $1,476/mo, and a $929/mo payment keeps the spread at $232/mo. Purchase price stands at $189,900, and rental yield measures 9.33% with $1,476/mo rent. Return on cash invested shows 24.33% in year one, and 5% annual appreciation builds toward $52,466 over five years. Five-year ROI reaches 127.11% and total cumulative return in cash records $80,021. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,476/mo property income covering a $929/mo payment rather than investor’s personal income.
Single Family
Built in N/A
0.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18661, White Haven, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,246 (100%) |
| Owner Occupied HU | 2,099 (64.7%) |
| Renter Occupied HU | 331 (10.2%) |
| Vacant Housing Units | 816 (25.1%) |
| Median Home Value | $267,490 |
| Average Home Value | $293,311 |
Housing Distribution
Address Breakdown
Residential
2,619
Single Family
2,592
Multi-Family
27
Businesses
135
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Listed by: Erica Kogoy • Jonathan J. Nelson Real Estate
Mls Name: Luzerne County AOR
Mls ID: #25-6103








