17 Swith Creek Slouth RoadLa CrosseWI54601
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowSolid fundamentals define the investment case at 17 Swith Creek Slouth Road, La Crosse, WI, 54601 in La Crosse: $918/mo in rent, $207/mo in net income, 10.39% gross yield, 1.92 DSCR, all at $106,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $29,286 in appreciation and $976/yr in principal paydown projects total cumulative return of $53,732.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.4% | 5.8% |
| Monthly Cash Flow | $207 | $450 |
City averages based on La Crosse market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $918 |
| Total Monthly Debt Service | $669 |
| DSCR Ratio | 1.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2014
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54601, La Crosse, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 23,206 (100%) |
| Owner Occupied HU | 11,616 (50.1%) |
| Renter Occupied HU | 10,304 (44.4%) |
| Vacant Housing Units | 1,286 ( 5.5%) |
| Median Home Value | $271,768 |
| Average Home Value | $326,762 |
Housing Distribution
Address Breakdown
Residential
21,760
Single Family
17,099
Multi-Family
4,661
Businesses
1,313
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2014
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54601, La Crosse, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 23,206 (100%) |
| Owner Occupied HU | 11,616 (50.1%) |
| Renter Occupied HU | 10,304 (44.4%) |
| Vacant Housing Units | 1,286 ( 5.5%) |
| Median Home Value | $271,768 |
| Average Home Value | $326,762 |
Housing Distribution
Address Breakdown
Residential
21,760
Single Family
17,099
Multi-Family
4,661
Businesses
1,313
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Cindy Gerke-Edwards • Cindy Gerke & Associates, Inc. REALTORS
Mls Name: WIREX MLS
Mls Provider:
Mls ID: #1982095
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.