17 Niagara StPulaskiNY13142
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 17 Niagara St, Pulaski, NY, 13142 in Pulaski speaks for itself: 11.74% gross on a $199,900 price, generating $1,956/mo in rent and $621/mo in net income after the $899/mo debt service. DSCR 2.18, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $7,453 stacks alongside $55,229 in projected five-year appreciation and $1,841/yr in principal reduction. Projected total cumulative return: $116,210.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.7% | 6.2% |
| Monthly Cash Flow | $621 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,956 |
| Total Monthly Debt Service | $1,255 |
| DSCR Ratio | 1.56x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1932
4,726 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13142, Pulaski, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,943 (100%) |
| Owner Occupied HU | 1,989 (50.4%) |
| Renter Occupied HU | 767 (19.5%) |
| Vacant Housing Units | 1,187 (30.1%) |
| Median Home Value | $197,389 |
| Average Home Value | $253,311 |
Housing Distribution
Address Breakdown
Residential
2,964
Single Family
2,744
Multi-Family
220
Businesses
239
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1932
4,726 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13142, Pulaski, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,943 (100%) |
| Owner Occupied HU | 1,989 (50.4%) |
| Renter Occupied HU | 767 (19.5%) |
| Vacant Housing Units | 1,187 (30.1%) |
| Median Home Value | $197,389 |
| Average Home Value | $253,311 |
Housing Distribution
Address Breakdown
Residential
2,964
Single Family
2,744
Multi-Family
220
Businesses
239
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices