17 N Martin StClear SpringMD21722
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 17 N Martin St, Clear Spring, MD, 21722 in Clear Spring is straightforward: $209,900 in, $1,720/mo in rent, $414/mo out after debt service. The 9.83% gross yield and 1.82 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $57,992 by year five. With $1,933/yr in principal equity, the total cumulative return is projected at $106,294.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.8% | 6.5% |
| Monthly Cash Flow | $414 | $300 |
City averages based on Clear Spring market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,720 |
| Total Monthly Debt Service | $1,222 |
| DSCR Ratio | 1.41x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
5,775 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21722, Clear Spring, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,135 (100%) |
| Owner Occupied HU | 1,645 (77.0%) |
| Renter Occupied HU | 299 (14.0%) |
| Vacant Housing Units | 191 ( 8.9%) |
| Median Home Value | $348,191 |
| Average Home Value | $366,205 |
Housing Distribution
Address Breakdown
Residential
1,981
Single Family
1,981
Multi-Family
0
Businesses
90
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
5,775 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21722, Clear Spring, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,135 (100%) |
| Owner Occupied HU | 1,645 (77.0%) |
| Renter Occupied HU | 299 (14.0%) |
| Vacant Housing Units | 191 ( 8.9%) |
| Median Home Value | $348,191 |
| Average Home Value | $366,205 |
Housing Distribution
Address Breakdown
Residential
1,981
Single Family
1,981
Multi-Family
0
Businesses
90
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Bright MLS
Mls ID: #MDWA2035140