17 Factory StFriendshipNY14739
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow17 Factory St, Friendship, NY, 14739 in Friendship is a top-tier cash-flow asset. At $224,500 it produces $2,076/mo in rent and $577/mo in net monthly income, a 11.1% gross rental yield. The DSCR of 2.06 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $6,922. Five-year appreciation adds $62,025, driving a total cumulative return of $122,776.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.1% | 6.2% |
| Monthly Cash Flow | $577 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,076 |
| Total Monthly Debt Service | $1,410 |
| DSCR Ratio | 1.47x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14739, Friendship, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,632 (100%) |
| Owner Occupied HU | 926 (56.7%) |
| Renter Occupied HU | 286 (17.5%) |
| Vacant Housing Units | 420 (25.7%) |
| Median Home Value | $91,600 |
| Average Home Value | $148,869 |
Housing Distribution
Address Breakdown
Residential
1,134
Single Family
1,109
Multi-Family
25
Businesses
33
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14739, Friendship, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,632 (100%) |
| Owner Occupied HU | 926 (56.7%) |
| Renter Occupied HU | 286 (17.5%) |
| Vacant Housing Units | 420 (25.7%) |
| Median Home Value | $91,600 |
| Average Home Value | $148,869 |
Housing Distribution
Address Breakdown
Residential
1,134
Single Family
1,109
Multi-Family
25
Businesses
33
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: NYSAMLSs
Mls ID: #R1697994