17 Diller CtBoydsMD20841
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 17 Diller Ct, Boyds, MD, 20841 in Boyds at $699,900 earns $4,403/mo in rent and nets $50/mo after the $3,147/mo payment, a 7.55% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $193,369 over five years. Ziffy Mortgage underwrites this on a 1.40 DSCR without U.S. credit history. With $6,446/yr in principal paydown, total projected return reaches $268,733.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 6.0% |
| Monthly Cash Flow | $50 | $850 |
City averages based on Boyds market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,403 |
| Total Monthly Debt Service | $4,075 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1967
1.10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20841, Boyds, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,948 (100%) |
| Owner Occupied HU | 2,624 (89.0%) |
| Renter Occupied HU | 264 ( 9.0%) |
| Vacant Housing Units | 60 ( 2.0%) |
| Median Home Value | $805,310 |
| Average Home Value | $813,769 |
Housing Distribution
Address Breakdown
Residential
2,918
Single Family
2,816
Multi-Family
102
Businesses
85
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1967
1.10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20841, Boyds, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,948 (100%) |
| Owner Occupied HU | 2,624 (89.0%) |
| Renter Occupied HU | 264 ( 9.0%) |
| Vacant Housing Units | 60 ( 2.0%) |
| Median Home Value | $805,310 |
| Average Home Value | $813,769 |
Housing Distribution
Address Breakdown
Residential
2,918
Single Family
2,816
Multi-Family
102
Businesses
85
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices