17 Dickerson Mine RdMine HillNJ07803
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow17 Dickerson Mine Rd, Mine Hill, NJ, 07803 in Mine Hill earns its strong cash-flow label: 10.24% yield, $4,183/mo rent, $691/mo net income, DSCR 1.90. The $489,999 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $135,378 by year five. Combined with $4,513/yr in principal paydown, total projected return reaches $232,255.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.2% | 6.2% |
| Monthly Cash Flow | $691 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $4,183 |
| Total Monthly Debt Service | $3,298 |
| DSCR Ratio | 1.27x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 07803, Mine Hill, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,559 (100%) |
| Owner Occupied HU | 1,327 (85.1%) |
| Renter Occupied HU | 198 (12.7%) |
| Vacant Housing Units | 34 ( 2.2%) |
| Median Home Value | $435,732 |
| Average Home Value | $614,286 |
Housing Distribution
Address Breakdown
Residential
1,474
Single Family
1,417
Multi-Family
57
Businesses
81
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 07803, Mine Hill, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,559 (100%) |
| Owner Occupied HU | 1,327 (85.1%) |
| Renter Occupied HU | 198 (12.7%) |
| Vacant Housing Units | 34 ( 2.2%) |
| Median Home Value | $435,732 |
| Average Home Value | $614,286 |
Housing Distribution
Address Breakdown
Residential
1,474
Single Family
1,417
Multi-Family
57
Businesses
81
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices