16A Snow Tree Lane #Cedars 1West DoverVT05356
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderFinancing efficiency matters for international buyers, and 16A Snow Tree Lane #Cedars 1, West Dover, VT, 05356 in West Dover offers it: the 1.56 DSCR gives Ziffy Mortgage's underwriting team an unusually clean file, no U.S. credit, no personal income required. Rental yield 7.85%. Long-term, 5% appreciation is forecast to add $148,916, and $4,964/yr in principal paydown compounds equity steadily. Projected five-year cumulative return: $176,202.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 6.2% |
| Monthly Cash Flow | $(766) | $12,500 |
City averages based on West Dover market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,791 |
| Total Monthly Debt Service | $4,079 |
| DSCR Ratio | 0.93x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1987
N/A lot
$N/A/sqft
$708 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05356, West Dover, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,785 (100%) |
| Owner Occupied HU | 476 (17.1%) |
| Renter Occupied HU | 142 ( 5.1%) |
| Vacant Housing Units | 2,167 (77.8%) |
| Median Home Value | $380,392 |
| Average Home Value | $469,238 |
Housing Distribution
Address Breakdown
Residential
119
Single Family
89
Multi-Family
30
Businesses
111
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1987
N/A lot
$N/A/sqft
$708 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05356, West Dover, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,785 (100%) |
| Owner Occupied HU | 476 (17.1%) |
| Renter Occupied HU | 142 ( 5.1%) |
| Vacant Housing Units | 2,167 (77.8%) |
| Median Home Value | $380,392 |
| Average Home Value | $469,238 |
Housing Distribution
Address Breakdown
Residential
119
Single Family
89
Multi-Family
30
Businesses
111
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Adam Palmiter • Berkley & Veller Greenwood/Dover
Mls Name: PrimeMLS
Mls Provider:
Mls ID: #5037534
Disclaimer: Copyright 2025 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this display comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 2025-05-23 14:15:13 PDT. This display of listings may or may not be the entire Compilation from the PrimeMLS database, and PrimeMLS does not guarantee the accuracy of such information.