1699 Hart CtCroftonMD21114
INVESTMENT ANALYSIS
Investment Verdict
Solid Income1699 Hart Ct, Crofton, MD, 21114 in Crofton is a solid income-producing rental, 9.9% gross yield, $2,879/mo rent, $683/mo net cash flow on a $349,000 buy. DSCR 1.83 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $96,422 and $3,214/yr in principal reduction project a total cumulative return of $176,510.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.9% | 5.0% |
| Monthly Cash Flow | $683 | $450 |
City averages based on Crofton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,879 |
| Total Monthly Debt Service | $2,057 |
| DSCR Ratio | 1.40x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1978
1,360 sqft lot
$N/A/sqft
$300 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21114, Crofton, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,530 (100%) |
| Owner Occupied HU | 7,326 (76.9%) |
| Renter Occupied HU | 2,024 (21.2%) |
| Vacant Housing Units | 180 ( 1.9%) |
| Median Home Value | $569,937 |
| Average Home Value | $569,535 |
Housing Distribution
Address Breakdown
Residential
9,933
Single Family
8,923
Multi-Family
1,010
Businesses
846
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1978
1,360 sqft lot
$N/A/sqft
$300 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21114, Crofton, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,530 (100%) |
| Owner Occupied HU | 7,326 (76.9%) |
| Renter Occupied HU | 2,024 (21.2%) |
| Vacant Housing Units | 180 ( 1.9%) |
| Median Home Value | $569,937 |
| Average Home Value | $569,535 |
Housing Distribution
Address Breakdown
Residential
9,933
Single Family
8,923
Multi-Family
1,010
Businesses
846
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices