16979 Ridge RdSutter CreekCA95685








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Sutter Creek at 16979 Ridge Rd, Sutter Creek, CA, 95685 offers a 2.87% rental yield on a $899,995 purchase with $2,149/mo rent. 21% in year one. Equity gained on principal adds $5,808/yr while 5% annual appreciation supports $248,652 over five years. Portfolio math shows five-year ROI at 29.32% and total cumulative return in cash at $86,830. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $2,149/mo property income against a $4,405/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 1978
5.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95685, Sutter Creek, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,596 (100%) |
| Owner Occupied HU | 1,507 (58.1%) |
| Renter Occupied HU | 758 (29.2%) |
| Vacant Housing Units | 331 (12.8%) |
| Median Home Value | $553,534 |
| Average Home Value | $645,873 |
Housing Distribution
Address Breakdown
Residential
1,778
Single Family
1,548
Multi-Family
230
Businesses
269
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Listed by: Jacqueline Blagg • Central California Realty
Mls Name: MetroList Services of CA
Mls ID: #225136128








