1693 S Highway 19HermannMO65041
INVESTMENT ANALYSIS
Investment Verdict
Solid Income1693 S Highway 19, Hermann, MO, 65041 in Hermann is a solid income-producing rental, 9.6% gross yield, $1,920/mo rent, $426/mo net cash flow on a $239,900 buy. DSCR 1.78 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $66,280 and $2,210/yr in principal reduction project a total cumulative return of $118,449.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 6.2% |
| Monthly Cash Flow | $426 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,920 |
| Total Monthly Debt Service | $1,399 |
| DSCR Ratio | 1.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2002
4.13 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65041, Hermann, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,847 (100%) |
| Owner Occupied HU | 1,810 (63.6%) |
| Renter Occupied HU | 429 (15.1%) |
| Vacant Housing Units | 608 (21.4%) |
| Median Home Value | $242,105 |
| Average Home Value | $306,671 |
Housing Distribution
Address Breakdown
Residential
2,532
Single Family
2,516
Multi-Family
16
Businesses
294
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2002
4.13 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65041, Hermann, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,847 (100%) |
| Owner Occupied HU | 1,810 (63.6%) |
| Renter Occupied HU | 429 (15.1%) |
| Vacant Housing Units | 608 (21.4%) |
| Median Home Value | $242,105 |
| Average Home Value | $306,671 |
Housing Distribution
Address Breakdown
Residential
2,532
Single Family
2,516
Multi-Family
16
Businesses
294
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices