1690 River RoadClintonME04927
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 1690 River Road, Clinton, ME, 04927 in Clinton worth study. Rental yield 3.46%. The 3.46% gross yield is below cash-flow benchmarks at $395,500, but 5% annual appreciation, adding $109,269 over five years, frames this as a capital growth position. Rent of $1,140/mo partially offsets the $1,778/mo payment. Ziffy Mortgage finances appreciation-play properties (0.64 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $62,948.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.5% | 7.5% |
| Monthly Cash Flow | $(1,356) | $450 |
City averages based on Clinton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,140 |
| Total Monthly Debt Service | $2,339 |
| DSCR Ratio | 0.49x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1790
4 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04927, Clinton, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,594 (100%) |
| Owner Occupied HU | 1,197 (75.1%) |
| Renter Occupied HU | 259 (16.2%) |
| Vacant Housing Units | 138 ( 8.7%) |
| Median Home Value | $205,732 |
| Average Home Value | $241,928 |
Housing Distribution
Address Breakdown
Residential
1,253
Single Family
1,235
Multi-Family
18
Businesses
37
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1790
4 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04927, Clinton, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,594 (100%) |
| Owner Occupied HU | 1,197 (75.1%) |
| Renter Occupied HU | 259 (16.2%) |
| Vacant Housing Units | 138 ( 8.7%) |
| Median Home Value | $205,732 |
| Average Home Value | $241,928 |
Housing Distribution
Address Breakdown
Residential
1,253
Single Family
1,235
Multi-Family
18
Businesses
37
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices