1690 9th Street ExtFreedomPA15042
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowSolid, durable, and financeable, 1690 9th Street Ext, Freedom, PA, 15042 in Freedom earns a 10.35% gross yield at $189,900. Rent of $1,638/mo nets $394/mo after the $854/mo mortgage. The 1.92 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $52,466 and $1,749/yr in equity accumulation project a total cumulative return of $97,686.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.4% | 6.2% |
| Monthly Cash Flow | $394 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,638 |
| Total Monthly Debt Service | $1,169 |
| DSCR Ratio | 1.40x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1920
0.94 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15042, Freedom, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,824 (100%) |
| Owner Occupied HU | 2,934 (76.7%) |
| Renter Occupied HU | 561 (14.7%) |
| Vacant Housing Units | 329 ( 8.6%) |
| Median Home Value | $248,456 |
| Average Home Value | $299,692 |
Housing Distribution
Address Breakdown
Residential
3,577
Single Family
3,523
Multi-Family
54
Businesses
110
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1920
0.94 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15042, Freedom, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,824 (100%) |
| Owner Occupied HU | 2,934 (76.7%) |
| Renter Occupied HU | 561 (14.7%) |
| Vacant Housing Units | 329 ( 8.6%) |
| Median Home Value | $248,456 |
| Average Home Value | $299,692 |
Housing Distribution
Address Breakdown
Residential
3,577
Single Family
3,523
Multi-Family
54
Businesses
110
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Edwards McLaughlin • BOVARD ANDERSON CO.
Mls Name: WPMLS
Mls ID: #1715660