169 Main StreetGardinerNY12525
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Gardiner at 169 Main Street, Gardiner, NY, 12525 with 5% annual appreciation on a $429,900 basis while $2,795/mo rent supports operations. 27% in year one. Equity gained on principal adds $2,774/yr, and five-year appreciation sums $118,773 alongside rental yield of 7.8%. Five-year ROI measures 100.08% and total cumulative return in cash totals $142,627. Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $2,795/mo property income versus a $2,104/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 1945
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12525, Gardiner, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,625 (100%) |
| Owner Occupied HU | 1,102 (67.8%) |
| Renter Occupied HU | 297 (18.3%) |
| Vacant Housing Units | 226 (13.9%) |
| Median Home Value | $479,927 |
| Average Home Value | $529,369 |
Housing Distribution
Address Breakdown
Residential
1,450
Single Family
1,450
Multi-Family
0
Businesses
149
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