169 Butternut RoadWhite River JunctionVT05001
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 169 Butternut Road, White River Junction, VT, 05001 in White River Junction. At $521,400 it earns $3,786/mo in rent and distributes $317/mo to the owner after the $2,345/mo payment, a consistent 8.71% yield. DSCR 1.61 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $144,053 in value; $4,802/yr in principal paydown compounds ownership stake. Total projected return: $219,202.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 5.8% |
| Monthly Cash Flow | $317 | $420 |
City averages based on White River Junction market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,786 |
| Total Monthly Debt Service | $3,261 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05001, White River Junction, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,523 (100%) |
| Owner Occupied HU | 2,646 (58.5%) |
| Renter Occupied HU | 1,438 (31.8%) |
| Vacant Housing Units | 439 ( 9.7%) |
| Median Home Value | $315,214 |
| Average Home Value | $379,354 |
Housing Distribution
Address Breakdown
Residential
3,545
Single Family
3,335
Multi-Family
210
Businesses
550
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05001, White River Junction, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,523 (100%) |
| Owner Occupied HU | 2,646 (58.5%) |
| Renter Occupied HU | 1,438 (31.8%) |
| Vacant Housing Units | 439 ( 9.7%) |
| Median Home Value | $315,214 |
| Average Home Value | $379,354 |
Housing Distribution
Address Breakdown
Residential
3,545
Single Family
3,335
Multi-Family
210
Businesses
550
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: PrimeMLS
Mls ID: #5078494