1687 State Route 211OtisvilleNY10963
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 1687 State Route 211, Otisville, NY, 10963 in Otisville speaks for itself: 17.44% gross on a $189,900 price, generating $2,760/mo in rent and $1,492/mo in net income after the $854/mo debt service. DSCR 3.23, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $17,903 stacks alongside $52,466 in projected five-year appreciation and $1,749/yr in principal reduction. Projected total cumulative return: $168,450.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 17.4% | 6.2% |
| Monthly Cash Flow | $1,492 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,760 |
| Total Monthly Debt Service | $1,193 |
| DSCR Ratio | 2.31x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1995
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10963, Otisville, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,018 (100%) |
| Owner Occupied HU | 726 (71.3%) |
| Renter Occupied HU | 189 (18.6%) |
| Vacant Housing Units | 103 (10.1%) |
| Median Home Value | $420,856 |
| Average Home Value | $455,344 |
Housing Distribution
Address Breakdown
Residential
852
Single Family
809
Multi-Family
43
Businesses
95
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1995
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10963, Otisville, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,018 (100%) |
| Owner Occupied HU | 726 (71.3%) |
| Renter Occupied HU | 189 (18.6%) |
| Vacant Housing Units | 103 (10.1%) |
| Median Home Value | $420,856 |
| Average Home Value | $455,344 |
Housing Distribution
Address Breakdown
Residential
852
Single Family
809
Multi-Family
43
Businesses
95
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices