1686 Mercy StMountain ViewCA94041
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 3.11% gross rental yield, 1686 Mercy St, Mountain View, CA, 94041 in Mountain View is priced for capital growth, not immediate cash flow. The $1,998,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $552,011 by year five, with $18,402/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.58) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $295,575.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.1% | 4.5% |
| Monthly Cash Flow | $(7,180) | $1,500 |
City averages based on Mountain View market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,180 |
| Total Monthly Debt Service | $11,565 |
| DSCR Ratio | 0.45x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1949
4,992 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94041, Mountain View, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,689 (100%) |
| Owner Occupied HU | 1,957 (25.5%) |
| Renter Occupied HU | 5,134 (66.8%) |
| Vacant Housing Units | 598 ( 7.8%) |
| Median Home Value | $1,904,830 |
| Average Home Value | $1,686,401 |
Housing Distribution
Address Breakdown
Residential
7,628
Single Family
4,625
Multi-Family
3,003
Businesses
488
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1949
4,992 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94041, Mountain View, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,689 (100%) |
| Owner Occupied HU | 1,957 (25.5%) |
| Renter Occupied HU | 5,134 (66.8%) |
| Vacant Housing Units | 598 ( 7.8%) |
| Median Home Value | $1,904,830 |
| Average Home Value | $1,686,401 |
Housing Distribution
Address Breakdown
Residential
7,628
Single Family
4,625
Multi-Family
3,003
Businesses
488
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Ying Li • Coldwell Banker Realty
Mls Name: MLSListings Inc
Mls ID: #ML82033985