1686 E Harkness Canyon RdMccammonID83250
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe income profile at 1686 E Harkness Canyon Rd, Mccammon, ID, 83250 in Mccammon is straightforward: $585,000 in, $3,715/mo in rent, $350/mo out after debt service. The 7.62% gross yield and 1.41 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $161,625 by year five. With $5,388/yr in principal equity, the total cumulative return is projected at $243,183.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 6.0% |
| Monthly Cash Flow | $350 | $300 |
City averages based on Mccammon market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,715 |
| Total Monthly Debt Service | $3,133 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1997
3.38 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83250, Mccammon, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 747 (100%) |
| Owner Occupied HU | 620 (83.0%) |
| Renter Occupied HU | 76 (10.2%) |
| Vacant Housing Units | 51 ( 6.8%) |
| Median Home Value | $482,813 |
| Average Home Value | $569,847 |
Housing Distribution
Address Breakdown
Residential
441
Single Family
440
Multi-Family
1
Businesses
25
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1997
3.38 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83250, Mccammon, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 747 (100%) |
| Owner Occupied HU | 620 (83.0%) |
| Renter Occupied HU | 76 (10.2%) |
| Vacant Housing Units | 51 ( 6.8%) |
| Median Home Value | $482,813 |
| Average Home Value | $569,847 |
Housing Distribution
Address Breakdown
Residential
441
Single Family
440
Multi-Family
1
Businesses
25
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices