1684 Stirrup WayCouncilID83612
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 1684 Stirrup Way, Council, ID, 83612 in Council worth study. Rental yield 1.85%. The 1.85% gross yield is below cash-flow benchmarks at $1,799,000, but 5% annual appreciation, adding $497,031 over five years, frames this as a capital growth position. Rent of $2,778/mo partially offsets the $8,089/mo payment. Ziffy Mortgage finances appreciation-play properties (0.34 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $191,529.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 1.9% | 5.0% |
| Monthly Cash Flow | $(7,571) | $1,200 |
City averages based on Council market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,778 |
| Total Monthly Debt Service | $9,634 |
| DSCR Ratio | 0.29x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
56.77 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83612, Council, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,281 (100%) |
| Owner Occupied HU | 796 (62.1%) |
| Renter Occupied HU | 214 (16.7%) |
| Vacant Housing Units | 271 (21.2%) |
| Median Home Value | $374,667 |
| Average Home Value | $474,171 |
Housing Distribution
Address Breakdown
Residential
541
Single Family
517
Multi-Family
24
Businesses
92
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
56.77 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83612, Council, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,281 (100%) |
| Owner Occupied HU | 796 (62.1%) |
| Renter Occupied HU | 214 (16.7%) |
| Vacant Housing Units | 271 (21.2%) |
| Median Home Value | $374,667 |
| Average Home Value | $474,171 |
Housing Distribution
Address Breakdown
Residential
541
Single Family
517
Multi-Family
24
Businesses
92
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices