16805 Jericho LnMount SavageMD21545
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayYield and appreciation often trade off, and at 16805 Jericho Ln, Mount Savage, MD, 21545 in Mount Savage the bet is firmly on appreciation. Rental yield 0%. The 0% gross yield on a $339,900 price is below income-first thresholds, but 5%/yr value growth projects $93,908 in equity by year five. Ziffy Mortgage's non-U.S. DSCR mortgage (0.00) finances the acquisition on rental income alone. A larger down payment (30–35%) reduces monthly debt service and tightens the spread.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 0% | 6.5% |
| Monthly Cash Flow | $0 | $180 |
City averages based on Mount Savage market data in our database. Property projections are estimates.
Single Family
Built in 1995
5.92 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21545, Mount Savage, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 854 (100%) |
| Owner Occupied HU | 653 (76.5%) |
| Renter Occupied HU | 100 (11.7%) |
| Vacant Housing Units | 101 (11.8%) |
| Median Home Value | $162,336 |
| Average Home Value | $329,119 |
Housing Distribution
Address Breakdown
Residential
671
Single Family
671
Multi-Family
0
Businesses
22
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1995
5.92 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21545, Mount Savage, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 854 (100%) |
| Owner Occupied HU | 653 (76.5%) |
| Renter Occupied HU | 100 (11.7%) |
| Vacant Housing Units | 101 (11.8%) |
| Median Home Value | $162,336 |
| Average Home Value | $329,119 |
Housing Distribution
Address Breakdown
Residential
671
Single Family
671
Multi-Family
0
Businesses
22
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Listed by: Seth LOAR • Coldwell Banker Premier
Mls Name: Bright MLS
Mls ID: #MDAL2012900