1680 Seacoast Dr Unit DImperial BeachCA91932
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingInvestors approaching the U.S. market with capital-preservation in mind will find 1680 Seacoast Dr Unit D, Imperial Beach, CA, 91932 in Imperial Beach aligned with their strategy. Rental yield 6.14%. DSCR 1.14 and 6.14% yield provide a sound foundation. Ziffy Mortgage's DSCR program enables non-U.S. residents to acquire without domestic credit. Over five years, 5% appreciation and $8,473/yr in paydown build toward a projected cumulative return of $285,568.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.1% | 5.2% |
| Monthly Cash Flow | $(1,434) | $300 |
City averages based on Imperial Beach market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,708 |
| Total Monthly Debt Service | $5,325 |
| DSCR Ratio | 0.88x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1964
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91932, Imperial Beach, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,139 (100%) |
| Owner Occupied HU | 3,032 (29.9%) |
| Renter Occupied HU | 6,365 (62.8%) |
| Vacant Housing Units | 742 ( 7.3%) |
| Median Home Value | $883,246 |
| Average Home Value | $945,678 |
Housing Distribution
Address Breakdown
Residential
9,970
Single Family
7,157
Multi-Family
2,813
Businesses
325
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1964
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91932, Imperial Beach, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,139 (100%) |
| Owner Occupied HU | 3,032 (29.9%) |
| Renter Occupied HU | 6,365 (62.8%) |
| Vacant Housing Units | 742 ( 7.3%) |
| Median Home Value | $883,246 |
| Average Home Value | $945,678 |
Housing Distribution
Address Breakdown
Residential
9,970
Single Family
7,157
Multi-Family
2,813
Businesses
325
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: SDMLS
Mls ID: #250042628