168 Gamble LnPuebloCO81001
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe 7.98% yield at 168 Gamble Ln, Pueblo, CO, 81001 in Pueblo is solid, but the $980/mo payment compresses net cash flow to $4/mo at $217,900. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $60,202 by year five, and $2,007/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.48) without U.S. income documentation. Total projected return: $83,253.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 12.0% |
| Monthly Cash Flow | $4 | $2,100 |
City averages based on Pueblo market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,448 |
| Total Monthly Debt Service | $1,358 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1979
3,876 sqft lot
$N/A/sqft
$175 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81001, Pueblo, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,172 (100%) |
| Owner Occupied HU | 6,254 (47.5%) |
| Renter Occupied HU | 5,983 (45.4%) |
| Vacant Housing Units | 935 ( 7.1%) |
| Median Home Value | $267,122 |
| Average Home Value | $339,961 |
Housing Distribution
Address Breakdown
Residential
12,299
Single Family
11,411
Multi-Family
888
Businesses
550
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1979
3,876 sqft lot
$N/A/sqft
$175 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81001, Pueblo, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,172 (100%) |
| Owner Occupied HU | 6,254 (47.5%) |
| Renter Occupied HU | 5,983 (45.4%) |
| Vacant Housing Units | 935 ( 7.1%) |
| Median Home Value | $267,122 |
| Average Home Value | $339,961 |
Housing Distribution
Address Breakdown
Residential
12,299
Single Family
11,411
Multi-Family
888
Businesses
550
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Angie Perdios • RE/MAX Advantage Realty
Mls Name: PAR
Mls Provider:
Mls ID: #229037
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.