1678 Wilkshire DrCroftonMD21114
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 1678 Wilkshire Dr, Crofton, MD, 21114 in Crofton hard to pass up. The 10.76% gross yield on a $390,000 purchase results in $3,498/mo in rent and $1,072/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (1.99). Annual cash flow of $12,869, five-year appreciation of $107,750, and $3,592/yr in equity build-up combine for a projected total cumulative return of $216,950.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.8% | 5.0% |
| Monthly Cash Flow | $1,072 | $450 |
City averages based on Crofton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,498 |
| Total Monthly Debt Service | $2,270 |
| DSCR Ratio | 1.54x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1970
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21114, Crofton, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,530 (100%) |
| Owner Occupied HU | 7,326 (76.9%) |
| Renter Occupied HU | 2,024 (21.2%) |
| Vacant Housing Units | 180 ( 1.9%) |
| Median Home Value | $569,937 |
| Average Home Value | $569,535 |
Housing Distribution
Address Breakdown
Residential
9,933
Single Family
8,923
Multi-Family
1,010
Businesses
846
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1970
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21114, Crofton, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,530 (100%) |
| Owner Occupied HU | 7,326 (76.9%) |
| Renter Occupied HU | 2,024 (21.2%) |
| Vacant Housing Units | 180 ( 1.9%) |
| Median Home Value | $569,937 |
| Average Home Value | $569,535 |
Housing Distribution
Address Breakdown
Residential
9,933
Single Family
8,923
Multi-Family
1,010
Businesses
846
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices