1677 Herault Pl APT BSaint LouisMO63125
INVESTMENT ANALYSIS
Investment Verdict
Solid Income1677 Herault Pl APT B, Saint Louis, MO, 63125 in Saint Louis carries a 1.72 coverage ratio, rent of $849/mo is 1.72 times the $494/mo payment. Rental yield 9.27%. That margin gives both the investor and Ziffy Mortgage's DSCR underwriting a comfortable buffer at a $109,900 acquisition price. No U.S. credit or income documentation required. Five-year appreciation adds $30,363; total projected cumulative return: $30,472.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 7.8% |
| Monthly Cash Flow | $(200) | $450 |
City averages based on Saint Louis market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $849 |
| Total Monthly Debt Service | $1,005 |
| DSCR Ratio | 0.84x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1969
1,873 Acres lot
$N/A/sqft
$360 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63125, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,957 (100%) |
| Owner Occupied HU | 9,991 (66.8%) |
| Renter Occupied HU | 4,067 (27.2%) |
| Vacant Housing Units | 899 ( 6.0%) |
| Median Home Value | $187,385 |
| Average Home Value | $208,432 |
Housing Distribution
Address Breakdown
Residential
14,373
Single Family
11,847
Multi-Family
2,526
Businesses
791
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1969
1,873 Acres lot
$N/A/sqft
$360 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63125, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,957 (100%) |
| Owner Occupied HU | 9,991 (66.8%) |
| Renter Occupied HU | 4,067 (27.2%) |
| Vacant Housing Units | 899 ( 6.0%) |
| Median Home Value | $187,385 |
| Average Home Value | $208,432 |
Housing Distribution
Address Breakdown
Residential
14,373
Single Family
11,847
Multi-Family
2,526
Businesses
791
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Marissa M Ledesma • EXP Realty, LLC
Mls Name: MARIS
Mls Provider:
Mls ID: #25038459
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website. [Click here for more information](/mls-disclaimers/#197)