1677 Cook RdOxfordGA30054
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 1677 Cook Rd, Oxford, GA, 30054 in Oxford hard to pass up. The 12.01% gross yield on a $675,000 purchase results in $6,755/mo in rent and $2,613/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (2.23). Annual cash flow of $31,355, five-year appreciation of $186,490, and $6,217/yr in equity build-up combine for a projected total cumulative return of $423,948.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12% | 7.0% |
| Monthly Cash Flow | $2,613 | $250 |
City averages based on Oxford market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,755 |
| Total Monthly Debt Service | $3,873 |
| DSCR Ratio | 1.74x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2001
5.90 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30054, Oxford, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,576 (100%) |
| Owner Occupied HU | 3,442 (75.2%) |
| Renter Occupied HU | 913 (20.0%) |
| Vacant Housing Units | 221 ( 4.8%) |
| Median Home Value | $327,473 |
| Average Home Value | $344,043 |
Housing Distribution
Address Breakdown
Residential
4,432
Single Family
4,432
Multi-Family
0
Businesses
236
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2001
5.90 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30054, Oxford, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,576 (100%) |
| Owner Occupied HU | 3,442 (75.2%) |
| Renter Occupied HU | 913 (20.0%) |
| Vacant Housing Units | 221 ( 4.8%) |
| Median Home Value | $327,473 |
| Average Home Value | $344,043 |
Housing Distribution
Address Breakdown
Residential
4,432
Single Family
4,432
Multi-Family
0
Businesses
236
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices