1675 Vernon St UNIT 7RosevilleCA95678
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeNot flashy, but dependably profitable, 1675 Vernon St UNIT 7, Roseville, CA, 95678 in Roseville is listed at $369,000 and delivers $2,543/mo in rent and $260/mo in net monthly cash flow. The 8.27% yield and 1.53 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $101,948 over five years, and $3,399/yr in principal reduction supplements cash return. Total projected cumulative return: $156,702.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 6.5% |
| Monthly Cash Flow | $260 | $400 |
City averages based on Roseville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,543 |
| Total Monthly Debt Service | $2,136 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1986
1,237 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95678, Roseville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,474 (100%) |
| Owner Occupied HU | 9,447 (51.1%) |
| Renter Occupied HU | 8,264 (44.7%) |
| Vacant Housing Units | 763 ( 4.1%) |
| Median Home Value | $596,322 |
| Average Home Value | $652,176 |
Housing Distribution
Address Breakdown
Residential
17,419
Single Family
13,738
Multi-Family
3,681
Businesses
2,784
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1986
1,237 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95678, Roseville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,474 (100%) |
| Owner Occupied HU | 9,447 (51.1%) |
| Renter Occupied HU | 8,264 (44.7%) |
| Vacant Housing Units | 763 ( 4.1%) |
| Median Home Value | $596,322 |
| Average Home Value | $652,176 |
Housing Distribution
Address Breakdown
Residential
17,419
Single Family
13,738
Multi-Family
3,681
Businesses
2,784
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kelsea Espinoza • Realty ONE Group Complete
Mls Name: MetroList Services of CA
Mls ID: #225088534