167 Vernon RdFerridayLA71334
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 167 Vernon Rd, Ferriday, LA, 71334 in Ferriday is straightforward: $359,000 in, $2,480/mo in rent, $256/mo out after debt service. The 8.29% gross yield and 1.54 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $99,185 by year five. With $3,306/yr in principal equity, the total cumulative return is projected at $152,686.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 7.1% |
| Monthly Cash Flow | $256 | $350 |
City averages based on Ferriday market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,480 |
| Total Monthly Debt Service | $2,081 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1998
0.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71334, Ferriday, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,009 (100%) |
| Owner Occupied HU | 2,004 (50.0%) |
| Renter Occupied HU | 1,191 (29.7%) |
| Vacant Housing Units | 814 (20.3%) |
| Median Home Value | $110,671 |
| Average Home Value | $171,524 |
Housing Distribution
Address Breakdown
Residential
3,348
Single Family
3,070
Multi-Family
278
Businesses
301
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1998
0.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71334, Ferriday, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,009 (100%) |
| Owner Occupied HU | 2,004 (50.0%) |
| Renter Occupied HU | 1,191 (29.7%) |
| Vacant Housing Units | 814 (20.3%) |
| Median Home Value | $110,671 |
| Average Home Value | $171,524 |
Housing Distribution
Address Breakdown
Residential
3,348
Single Family
3,070
Multi-Family
278
Businesses
301
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices